Terms and Conditions ikfc4 — Platform Usage Rules

By registering or using any part of the ikfc4 platform, you hereby acknowledge that you have read, understood, and agree to be bound by all provisions contained in these Terms and Conditions. This document constitutes a legally binding agreement between you as a member and ikfc4 as the platform operator.

If you do not agree with any part of these Terms and Conditions, you are advised not to proceed with registration or use of the ikfc4 platform. Continued use of the platform following the publication of any changes will be considered your acceptance of those changes.

Ikfc4 reserves the right to modify, add, or remove any part of these Terms and Conditions at any time without prior notice. It is your responsibility to review this page periodically to ensure you are always aware of the current applicable terms.

The ikfc4 platform is strictly for adults. You must meet all of the following requirements before you are permitted to open an account and use our services:

• Aged at least 18 years of age or the minimum age required by the laws of your jurisdiction of residence, whichever is higher.
• Having full legal capacity to enter into binding agreements.
• Not be on the self-exclusion list of any responsible gambling program.
• Not use this platform in a professional capacity within a related industry without prior written consent from ikfc4.

Ikfc4 carries out strict age and identity verification (KYC) processes to ensure compliance. If you are found to have provided false information regarding your age or identity, ikfc4 reserves the right to immediately close your account and forfeit all existing balances without any compensation.

Each individual is only permitted to hold one (1) account only on the ikfc4 platform. Opening multiple accounts — whether using the same or different information — is strictly prohibited and will result in the closure of all associated accounts.

During registration, you are required to provide accurate, complete, and up-to-date information, including:

• Full name as shown on your official identification card.
• An active mobile number registered under your name.
• A valid and accessible email address.
• Accurate bank details for deposit and withdrawal purposes.

Ikfc4 may at any time request that you verify your identity by submitting supporting documents such as a copy of your ID, bank statement, or proof of address. Failure to provide the requested documents within the specified timeframe may result in your account being temporarily suspended or closed.

You are solely responsible for maintaining the confidentiality of your account password. All activity carried out through your account is your responsibility, and ikfc4 will not be liable for any losses resulting from unauthorized access caused by your own negligence.

Ikfc4 offers a wide range of secure deposit and withdrawal methods for the convenience of Malaysian members, including FPX, Maybank, CIMB, Touch 'n Go eWallet, GrabPay, Boost, and ShopeePay. All transactions are protected by 256-bit SSL encryption.

Deposit:

• The minimum deposit amount is RM20 per transaction.
• Deposits will be credited to your account automatically once confirmation is received from the payment provider.
• If a deposit is delayed due to a third-party technical issue, please contact the ikfc4 support team with proof of payment for follow-up.
• Deposits made using payment methods not in your name are strictly prohibited.

Withdrawal:

• Ikfc4 processes withdrawal requests within 5 minutes once approval has been granted.
• Withdrawals may only be made to a bank account or e-wallet registered under the same member's name.
• Ikfc4 reserves the right to request additional KYC verification before approving large withdrawals for security protection purposes.
• Withdrawals involving bonus balances are subject to the applicable rollover requirements.

Ikfc4 offers a variety of bonuses and promotions for both new and existing members. All bonuses are subject to specific terms and conditions stated in each promotional offer. Some general principles that apply are as follows:

• The welcome bonus can only be claimed once only by each eligible new member.
• All bonuses have terms rollover (wagering requirement) which must be met before a withdrawal can be made. The rollover ratio for each bonus will be clearly stated in the relevant promotional terms.
• Bonuses credited to duplicate accounts or obtained through fraudulent means will be immediately voided.
• Ikfc4 reserves the right to modify or withdraw any promotion at any time without prior notice.
• Abuse of the bonus system, including arbitrage techniques or hedging strategies clearly intended to extract bonuses without genuine risk, may result in bonus forfeiture and account closure.

Members are encouraged to read the specific terms and conditions of each promotion carefully before accepting any bonus. If you have any questions, please contact the ikfc4 support team for further clarification.

All games on the ikfc4 platform — including Slots, Sports, Fish Shooting Games, Betting, Bingo, and others — must be played in accordance with the rules set for each category. Violation of game rules may result in wins being voided and account closure.

The following conduct is strictly prohibited on the ikfc4 platform:

• Using automation software, bots, or third-party tools to gain an unfair advantage in any game.
• Collusion between two or more players to manipulate game outcomes.
• Any attempt to hack, breach, or disrupt the security of the ikfc4 platform.
• Uploading or distributing harmful, offensive, or unlawful content through any communication feature on the platform.
• Using your ikfc4 account for money laundering or any other illegal financial activities.

Ikfc4 employs a sophisticated fraud detection system and continuously monitors activity on the platform. Any suspicious activity will be investigated and appropriate action will be taken, including account closure and reporting to the relevant authorities.

Ikfc4 values the privacy of our members. All personal information collected during registration and use of the platform is subject to our Privacy Policy ikfc4 which forms part of this agreement.

In short, ikfc4 is committed to:

• Not sell or disclose your personal information to third parties without your consent, except as required by law.
• Storing all data in a secure environment protected by industry-grade encryption.
• Allowing you to access, update, or request deletion of your personal data through our support channels.
• Using your data only for the purposes stated in our Privacy Policy.

To the extent permitted by applicable law, ikfc4 shall not be liable for any indirect, consequential, special, or punitive losses arising from the use of or inability to use the platform, including but not limited to:

• Service disruptions due to scheduled or unscheduled system maintenance.
• Transaction delays or failures due to technical issues on the part of third-party payment providers.
• Financial losses resulting from betting decisions made by the member themselves.
• Unauthorized access to your account resulting from your own negligence in safeguarding your password.

While ikfc4 strives to keep the platform running uninterrupted 24 hours a day, we do not guarantee that the service will always be error-free or free from disruption. In situations where a technical error affects game outcomes, ikfc4 reserves the right to void or correct the affected transactions.

Ikfc4 reserves the right to suspend, restrict, or close any member account at any time if there is evidence or reasonable suspicion that:

• The member has violated any provision of these Terms and Conditions.
• Information provided during registration is false or misleading.
• The account has been involved in fraudulent activity, money laundering, or unauthorized collaboration.
• Use of the account poses legal or reputational risks to ikfc4.

You may also close your account at any time by contacting the ikfc4 support team. Prior to closure, all rollover requirements associated with any bonus balance must be fulfilled. Valid cash balances (excluding bonuses) will be returned to you in accordance with standard withdrawal procedures.

These Terms and Conditions are governed and interpreted in accordance with applicable law. Should any dispute arise between you and ikfc4 regarding the use of the platform or any transaction, we encourage you to first contact our support team via Live Chat or email at [email protected] so that we may endeavour to resolve the dispute amicably.

In cases where an amicable resolution cannot be reached, the dispute will be referred to the relevant jurisdiction. ikfc4's final decision on all matters relating to the platform, games, and transactions is conclusive and binding, subject to the internal appeals process provided.

If any provision of these Terms and Conditions is found to be invalid, unenforceable, or in conflict with applicable law, that provision shall be deemed severed from this agreement, while the remaining provisions shall continue in full force and effect.